At RAI Financial Services, we do the hard work for you — comparing products across more than 30 lenders so you can focus on what matters: your home, your family, and your future.
Based in Castle Hill, we serve clients across the Hills District and greater Sydney. Whether you’re buying your first home, refinancing, investing, or growing a business, we bring the expertise, lender relationships, and personal care to get you the right result.
Rates are indicative only, subject to serviceability, assessment criteria and deposit. Contact us for a personalised assessment.
5.68%
5.88%
5.94%
5.88%
6.68%
We’re not a bank — we work for you. As an independent mortgage broker and CPA, Gurjot Rai brings over 20 years of senior finance experience at CBA, KPMG, IAG, Macquarie, HSBC and EY to every client engagement. We structure your finances to meet your strategic goals, not just find a rate.
Explore a comprehensive range of financial solutions designed to support your goals at every stage. From personal lending to business finance, we deliver tailored strategies with expert guidance you can trust.
first home buyers, refinancing, investment loans, construction loans
business lending, commercial property, development finance
property investment through your self-managed super fund
cars, equipment, trucks, and machinery
life, income protection, TPD, trauma and business insurance
find and secure property before it hits the market
In most cases, our service is completely free. When you take out a loan through us, the lender pays our commission. We are always transparent about how we are paid.
We have access to over 30 lenders including ANZ, NAB, Westpac, CBA, St George, Macquarie, ING, Bankwest, Suncorp, Liberty Financial, Pepper Money, La Trobe Financial and many more.
Absolutely. We guide first home buyers through borrowing capacity, the First Home Owner Grant, stamp duty concessions in NSW, and choosing the right loan structure from day one.
